A great way to see an instant FICO score jump is to have your name added as an authorized user on a credit card. Make sure the (Actual card holder) has established a record of on-time payments. Obviously the longer the card has been open the more your score could be impacted. First you need to find a credit worthy volunteer willing to add your name to their account. After reminding your parents of their inconceivable love for you, you need to call the "Card of Choice" and see if they will export the payment history to your credit report. Seeing an increase in your score could come as quickly as 5 days, and may fetch you a decent point surge. As a sense of safety to the pioneer of the line of credit, you can remind them that allowing you as an account holder does not mean that they must relinquish that luminous piece of plastic for your spending adventures. 

More advise and tips to come from your team at Credit Mend 24/7